Borrowing money from DUO
Are you an and are you required to integrate under the 2021 civic integration act ('Wet inburgering 2021')? Then you cannot borrow from DUO. Your municipality pays your course costs and 2 exam attempts.
Almost everybody else can borrow money from DUO to integrate. You can borrow money for a Dutch as a Second Language (Nt2) course, integration course or literacy course.
You can only borrow if you take the course at a school listed on the website zoekinburgerschool.nl Link opent externe pagina . You can also borrow money for the exam.
EU or Switzerland
Are you not required to integrate, but do you want to anyway? If you are from an EU/EER- country Link opent externe pagina or Switzerland and you want to integrate, you can borrow money as long as your income is not too high. Please contact DUO at telephone number 050 599 96 00.
Applying for a loan
- Log in to Mijn Inburgering.
- Go to: 'Lening aanvragen' (Apply for loan)
If you cannot log in to Mijn Inburgering, please use the ‘Aanvraag lening’ form. You will receive an answer from DUO within 8 weeks.
What does borrowing money mean?
Borrowing money means that DUO pays for your course or exam. The money will not be paid into your bank account. The amount that DUO pays for you is your loan.
You do not always need to pay back your loan. Your loan may be (partially) cancelled. Sometimes you do need to pay back the loan. If so, you also pay interest.
If you borrow money from DUO, you have a debt. As long as you have a debt with DUO, you pay interest on it. During the past years, these were the interest rates per year: